Rick Verst

With 16 years of insurance experience with State Farm, our office will go above and beyond to protect you and the things that matter most. We are happy to assist you with your Auto, Home, Renters, Business, Health, or Life Insurance needs. Our team is licensed in Ohio, Indiana, Kentucky, Michigan, and Pennsylvania. With extended hours and two locations, Oxford and Cleves, we are available when you need us most. Our office also provides financial services and will review insurance policy options to fit your needs. Give us a call today!

Rick and his wife, Lori, have raised their two sons in Oxford and remain active members of the community. He is a member of the Chamber of Commerce, has been the Oxford Parks and Rec Coach for Basketball and Baseball, and the Talawanda Middle School Basketball Coach. He proudly sponsors many community events, including the Oxford Community Foundation and Kiwanis. Rick graduated from The Ohio State University with a Bachelor of Science in Engineering. His hard work has awarded him the SVP Club Award, and he is an Ambassador Agency Qualifier.

Happy fall from State Farm! 🍂 September is Life Insurance Awareness Month and a good reminder to review how you are protecting the people who matter most. If you have questions about life insurance, our team is here to explain your options and help you make an informed decision.

Frequently Asked Questions (FAQs)

Q: What's an effective way to get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. In Cleves, you can count on Rick for personalized service.

Q: How fast can I get car insurance?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. For personalized coverage in Cleves, OH, reach out to Rick.

Q: What coverage is required when leasing a car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Rick is here to help your Cleves household feel covered.

Q: What should I know about life insurance?

A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. Looking for coverage? Talk with Rick about your options in Cleves.

Q: What is renters insurance?

A: Renters insurance is a policy designed to help protect your personal belongings and provide liability coverage while you're renting a home or apartment. It focuses on your possessions and potential risks, rather than the building itself, which is typically covered by your landlord's policy. Rick is proud to serve the Cleves community.

Q: Is homeowners insurance required?

A: Homeowners insurance requirements can vary depending on your state and situation, but most lenders will require it if you have home financing. Even when it's not required, many homeowners choose to carry coverage to help protect their home and financial well-being from unexpected events. Serving Cleves and the surrounding area, Rick can help answer your questions.